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Smile Financial Life Planning Limited provides "educational financial services", which the Financial Conduct Authority (FCA) Handbook PERG 8.26.2 and Section 22 of the Financial Services and Markets Act 2000 state does not require FCA regulation. These educational financial services fall under the jurisdiction of general consumer laws in the UK, including the Consumer Protection from Unfair Trading Regulations 2008, the Consumer Protection (Amendment) Regulations 2014, and the Digital Markets, Competition, and Consumers Act 2024. The Competition and Markets Authority oversee us. Clients of Smile Financial Life Planning Limited are protected by consumer protection regulations, granting them a private right of action not available to clients of FCA-regulated firms. For additional information see our terms and conditions. Please feel free to contact us. Smile Financial Life Planning Limited is registered in England & Wales under company number 15891783 registered office address Cordlandt, George Street, Hailsham, East Sussex, BN27 1AE.  We are registered with the Information Commissioner's Office, reference number ZB749329.

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