Welcome to Smile Financial Life Planning Limited
About Us
At Smile Financial Life Planning Limited, we’re here to help dental and health professionals like you achieve financial security and peace of mind. With over 20 years of experience, we understand the unique challenges you face and are dedicated to providing personalised, transparent financial planning. Our goal is to help you make the most of your retirement, protect your wealth, and create a lasting legacy for the future. We’re committed to guiding you every step of the way, ensuring you feel confident and in control of your financial journey.
Our Values
1. Integrity First
We believe in doing what’s right, always. Transparency and honesty are at the core of our service, ensuring you can trust us to act in your best interest every step of the way.
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2. Client-Centred Approach
Your goals and needs are our priority. We take the time to understand what matters most to you, providing personalised financial planning that’s tailored to your unique situation.
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3. Empowerment Through Education
We’re here to empower you with the knowledge and tools to make informed financial decisions. We break down complex financial concepts into clear, actionable steps, so you feel confident and in control.
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4. Holistic Well-being
We look beyond the numbers, considering your overall well-being—financially, mentally, and emotionally. Our holistic approach ensures that your financial plan supports a balanced and fulfilling life.
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5. Long-Term Partnership
We’re in this for the long haul. Building lasting relationships with our clients is important to us, and we’re committed to supporting you through every stage of your financial journey.
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6. Excellence in Service
We strive for excellence in everything we do. From our personalised advice to our responsive customer service, we aim to exceed your expectations and deliver outstanding results.
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7. Accessibility for All
We believe that everyone deserves access to quality financial planning. Our services are designed to be inclusive and accessible, ensuring that you receive the support you need, regardless of your starting point.
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These values guide everything we do at Smile Financial Planning Limited, helping us provide you with the best possible service as you work towards your financial goals.
Mushtaq Jaigirdar, Founder & Financial Life Planner
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Hello! I’m Mushtaq Jaigirdar, a Financial Planner and NHS Pension Scheme and SSAS (Small Self-Administered Scheme) Specialist with a passion for helping doctors and dentists navigate the complexities of their financial lives. With years of experience in the financial planning industry, I’m dedicated to empowering healthcare professionals to achieve financial clarity and empowerment.
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My goal is to simplify financial planning, especially when it comes to understanding NHS pensions and implementing strategies to optimise your long term financial life planning. I know that the financial world can often feel overwhelming, which is why I’m committed to providing clear, tailored advice that you can trust. Whether it’s planning for retirement, managing wealth, or ensuring that your financial future is on solid ground, I’m here to guide you every step of the way.
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Let’s work together to break down the barriers to financial peace of mind, so you can focus on what you do best—caring for others. Reach out if you’d like to start a conversation about how we can create a financial plan that works for you.
Our Story
At Smile Financial Life Planning Limited, our story begins with a deep commitment to making a difference in the lives of healthcare professionals. Founded by Mushtaq Jaigirdar, our practice was born out of a desire to help doctors, dentists, and other medical professionals achieve financial peace of mind. We understand the unique pressures you face—long hours, demanding work, and the constant need to balance professional responsibilities with personal well-being. That’s why we’re here to provide you with the support and guidance you need to secure your financial future.
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Mushtaq has spent over two decades in the financial planning industry, with a particular focus on the intricacies of NHS pension schemes as well as making full use of the benefits of owning the practice premise within a pension structure. Over the years, he’s seen first-hand how overwhelming financial decisions can be, especially when juggling a busy career. This experience shaped our mission: to simplify financial planning and make it accessible to those who dedicate their lives to caring for others.
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We believe that financial planning shouldn’t add to your stress—it should relieve it. That’s why we take a personalised, transparent approach, ensuring that every plan we create is tailored to your specific needs and goals. We’re here to help you retain more of your hard-earned money, maximise your retirement income, and build a legacy that reflects your life’s work.
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Our journey is about more than just numbers; it’s about building lasting relationships based on trust, understanding, and mutual respect. We’re proud to be the financial partner you can rely on, guiding you with honesty and care at every step.
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Join us on this journey to financial well-being. Let’s create a brighter, more secure future together.
Why Choose Us?
At Smile Financial Life Planning Limited, your well-being is our top priority. We offer a non-intermediating service, meaning we don’t sell financial products, so our advice is always focused on what’s best for you. Our holistic planning approach looks at every aspect of your financial life, not just your investments, because we believe true financial health includes your physical, mental, emotional, and spiritual well-being. We’re here to guide you in proactively creating wealth, with strategies that go beyond basic financial advice. With over 20 years of specialised experience, you can trust us to understand the unique challenges you face and to provide the expert guidance you need.​
Our Philosophy
At Smile Financial Life Planning Limited, our philosophy is grounded in four key principles that guide everything we do. These principles reflect our commitment to helping you achieve financial well-being in a way that’s simple, transparent, and truly aligned with your life goals.​​
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The Four Key Aspects:
These principles form the foundation of our work at Smile Financial Life Planning Limited. We’re here to support you every step of the way, helping you build a secure, balanced, and fulfilling financial future.
Address
Smile Financial Life Planning Limited, 598A Romford Road, London, E12 5AF
Registered Office: Cortlandt, George Street, Hailsham, East Sussex, BN27 1AE.
Phone
Available on request.