Maintaining Your Financial Health
At Smile Financial Life Planning, we understand the unique financial challenges and demands that come with being a dental practitioner or working in health services. Your time is precious, and your financial health is vital to maintaining the quality of life you deserve. That's why we're here, to provide you with non-intermediating, holistic financial planning that focuses on your specific needs, all while ensuring your overall well-being.
Our Mission
Empowering You to Thrive Financially and Personally
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Our mission is simple: to support dental and health professionals in achieving financial security, peace of mind, and a balanced life. We do this by offering tailored, one-to-one financial planning that puts your needs first. Free from conflicts of interest linked to product sales. We’re here to help you retain more of your hard-earned money, optimise your cash flow, and navigate the complexities of tax planning with ease.
Solutions Tailored to Your Busy Life
1. Time Constraints
We know your time is limited. That’s why our financial planning services are streamlined and efficient, designed to fit seamlessly into your busy schedule.
2. Trust Issues
As a non-intermediating service, we don’t sell products. We focus solely on providing unbiased financial planning that benefits you. You can trust that our guidance is always in your best interest.
3. Tax Efficiency
We’ll help you create tax-efficient strategies that align with your financial goals, particularly for businesses like yours. We have worked with practitioners over the years to place the practice premises within a bespoke pension structure that facilitates excellent benefits and options.
4. Legacy Planning
Our legacy planning service enables you to strategically manage and preserve your financial assets, ensuring your values and aspirations are seamlessly passed on to future generations.
5. NHS Pension Schemes
Navigating NHS pension schemes can be complex. We’ll help you manage your pension contributions and allowances effectively, ensuring you’re set for the future.
Why Choose Us?
Your Well-being is Our Priority
Non-Intermediating Service
We avoid conflicts of interest by not selling financial products. Our advice is solely focused on what’s best for you.
Wealth Creation
Think of us as your financial coach—guiding you to proactively create wealth through strategies that go beyond basic financial advice.
Holistic Planning
We take a comprehensive approach to financial planning, considering every aspect of your financial life—not just your investments.
Experience You Can Trust
With over 20 years of specialised experience, we deeply understand the challenges you face and the financial schemes available to you.
Client Well-being
We believe that true financial health encompasses physical, mental, emotional, and spiritual well-being. Our planning reflects this holistic approach.
Positive Impact
We help you know who you are and why you are here. Helping you be the change you want to see in the world.
Our Approach
Encouraging Financial Activation and Empowerment.
Our goal is to empower you to take control of your financial life. Just as you encourage your patients to take an active role in their health, we encourage you to be proactive in your financial planning. We’re here to guide and support you every step of the way.
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Building a Brighter Financial Future, One Step at a Time
At Smile Financial Life Planning, we’re more than just a financial service—we’re your partner in achieving financial peace and a better quality of life. Whether you’re looking to reengage with your financial goals or just starting to explore your options, we’re here to help.
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Get in Touch Today
Ready to take control of your financial future? Contact us to schedule a consultation and discover how we can help you smile with confidence.
Dr Marlise De Vos and Mr Tony Pepper
"Working with Mushtaq has empowered us by having greater clarity around our finances, goals and values. As busy dental practice owners, we struggled to find the time to manage our finances effectively. Mushtaq’s approach is refreshingly straightforward and stress free. He has helped us reduce our corporation tax via employer pension contributions to our own pension scheme, while ensuring we did not exceed pension annual allowances, for the eventual purchase of one part of our practice premises. This strategy optimised our personal finances, all while ensuring we understood every step of the process. In addition, Mushtaq also guided us to utilise available allowances for our adult children’s financial planning. We now feel more in control of our financial future, and the peace of mind that brings is invaluable."
Ms Mary Islam
“I am thrilled to share my genuinely positive experience with Mushtaq's holistic financial planning services. From the very beginning Mushtaq has provided guidance that has been both invaluable and deeply reassuring. He took the time to understand my situation and tailored a plan that truly met my needs. What I appreciated most was the focus on holistic well-being, not just the numbers. Now, I feel confident that I'm on the right track, both financially and personally. I can’t recommend Mushtaq enough.”
Carin Swanevelder
Anaesthetist
“Mushtaq’s expertise has been instrumental in helping us navigate the complexities of NHS pension schemes and tax planning. His transparent, no-pressure style made the entire process feel manageable and even empowering. It’s clear that he genuinely cares about our financial well-being, and that personal touch sets Mushtaq apart. We’ve seen a significant improvement in our financial situation, and we feel much more secure about our future.”
Let’s Work Together
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Contact Us
Smile Financial Life Planning Limited
598A Romford Road, London, E12 5AF
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Registered Office: Cortlandt, George Street,
Hailsham, East Sussex, BN27 1AE.
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Email: info@smileflp.com